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  RAMPVER, INC.
  An Organization Primer
   
 

Rampver, Inc. is a creative niche player in financial services.  We are actively involved in risk management, money and asset management advisory, training and consulting, and product and services trading.  Our experience in life insurance, mutual funds, health care and non-life insurance and our involvement with the Philippines’ leading carriers will definitely benefit our clients who currently have to deal with an unsophisticated financial services environment.  We can help individuals in their quest for effective estate and financial planning, property protection, health care needs, education, personal pension and retirement plan implementation.  On the institutional area, we can assist in the design, execution, implementation and maintenance of employee benefit programs, savings and investment programs, business and property insurance, general liability, and other risk control measures that lead to an overall efficient management of risks.

   
  Our linkages with the major movers and players in the Philippine capital market puts us at an advantage in providing timely financial advice to our clients to help them maximize returns on their investments within well managed risk parameters.  Our expertise and experience give us the credibility to also enlighten clients about available investment instruments and the inherent opportunities and risks that are attached to them.  Without our own vehicles to sell, we can maintain an unbiased position in generating sound financial advice.  Through one of our key divisions, Rampver Strategic Advisors (RSA), we actively encourage financial responsibility, security, and focus to gain affluence.
   
 

We have a solid track record in providing top notch training programs for the Philippines’ leading corporate institutions.  We have given general management, sales, marketing, attitudinal, leadership, financial and strategic planning programs to executives, managers and supervisors which have contributed greatly to the growth of their respective organizations.  We have handled firms involved in diversified industries, including but not limited to banks, manufacturing, consumer goods marketing, and other service oriented operations.

   
 

We have maintained our foothold in trading operations.  We support our clients in securing major products and service contracts and purchases.  Our involvement eventually leads to an efficient acquisition process that benefits our clientele in terms of total cost and expense management.

   
 

Our needs-based analyses and solutions-approach in determining the ideal product package for our clients create the very core of our services offering.  We are committed to our clients and we are privileged to be their partner in their pursuit to value within the complicated realm of financial services.  Our track record in contract persistency can attest to this solid commitment.

   
  Our History
   
 

Initially incorporated as a trading company in September 1993, RAMP, Inc. served the product needs to both private and government institutions at the retail and institutional level.  In 1994, our proponents took an active role in its management, and directed the company towards the business area where its strengths evolved – financial services.  With a fresh infusion of capital, adjustment in primary corporate purpose, registration with the Insurance Commission, and a timely change of corporate name to Rampver, Inc., the corporation positioned itself as a creative financial intermediary, representing both retail and institutional clients for reputable principals who have defined the standards of stability and service in Philippine financial services.

   
 

From humble beginnings, Rampver, Inc. quickly established itself as a solutions-oriented general agent in the field of life and non-life insurance, health care, pre-need, mutual funds, money and asset management advisory, marketing and sales consulting and product and services trading for our ever increasing number of clientele.  We have competed well, directly and indirectly, with established agents and general agencies, insurance brokerages, investment houses and consultants, private bankers, management and training consultants, and huge trading companies.  Our clientele grew and expanded to include numerous high net worth individuals and huge corporations within the Philippine business environment - a testament to our professional approach in serving the unique needs of the parties we serve.

   
  OUR PRINCIPALS
   
 

As it is always said, an intermediary is better known by the principals it deals with.  We have always kept this reality in mind even as we expanded the number of principals we represent.  Over the years, we have evaluated Philippine carriers in terms of stability, reputation, and commitment to service.  Since our clients simply deserve the best, we have maintained our linkages with the best.

   
  Trade-offs in terms of product design, coverage, flexibility, returns, and cost is usually a client’s decision.  However, we have to ensure that these trade-offs are done within a set of principals in a way that do not compromise effectivity, security, and the long-term horizon.  For this reason, we have to limit our principals in the risk management area.  On the other aspect of financial services where licenses and exclusivity are not of material concern, we have forge alliances with other providers as we see it fit for the benefit of our clients.
   
  Listed here are our principals in the investments and risk management area:
  The Philippine American Life and General Insurance Company
 

Philam Insurance Company

  Philam Plans, Inc.
  PhilamCare Health Care System, Inc.
 

Philam Asset Management, Inc.

 

Philequity Management, Inc.

 

Prudential Guarantee and Assurance, Inc.

  The Netherlands Insurance Company (Phils.), Inc.
  Philippine Axalife Insurance Company
  Philippine Charter Insurance Corporation
  BPI/MS Insurance Corporation (formerly FEB Mitsui Marine Insurance Company)
  Generali Pilipinas Insurance Company
  MAA Mutualife Corporation
   
 

Presented here is a partial list of our other financial services partners:

 

Metrobank Corporation

  Export and Industry Bank
 

Bank of the Philippine Islands

  United Coconut Planters Bank
  Abacus Securities Corporation
  Amalgamated Investments Bancorporation
  International Marketing Group
   
  THE PRODUCTS AND SERVICES WE OFFER
   
 

Products and services packages are developed primarily for clients.  This, unfortunately, does not become the actual practice in the competitive field of financial services.  With the supreme focus on being able to sell, client need take a back seat as financial services marketers push their product/service arsenal.  We do not serve within these constraints.  Since we represent clients, we are concentrated on their needs and in their long-term well being.  We take care of their priorities and are not limited to a product package that one carrier offers.  We firmly believe that an individual or institution’s financial services needs are unique.  We also observed that carriers have a penchant for specialization.  Keeping these two realities in mind makes us aware that financial services solutions are not the same for many clients and these solutions are not always provided by a single carrier.  To create sound matches is our job, and our passion to make these matches happen create great value for our clients and principals as well.

   
 

Be it insurance, investment package, training program, or a product delivery contract, we advice our clients and prospective clients to take time to discuss need particulars with us and our people to ensure that what we will eventually offer them is a lasting solution to their actual needs.

   
  A. INSURANCE
  INDIVIDUAL PRODUCTS AND SERVICES
   
  i. Life Insurance
 

Whole life (Participating & Non-Participating)

 

Term Life

 

Accident & Health

 

Endowment Insurance

 

Educational Plans (insurance funded)

 

Retirement and Pensions (insurance funded)

 

Disability and Critical Illness Riders

   
  ii. Investments (Mutual Funds)
 

Strategic Growth/Equity Funds

 

Bond Funds

 

Balanced Funds

 

Money Market Funds

 

Foreign Currency Funds

   
  iii. Health Care Services
 

Comprehensive Health Maintenance Organization (HMO) Coverage

 

Preferred Provider Agreements

 

Clinic Care (Outpatient Services)

 

Executive Check-up Packages

   
  iv. Non-Life Insurance
 

Residential Fire & Lightning

 

Burglary, Earthquake, Typhoon and All Other Perils

  Third Party Liability - Motor Car
  Comprehensive Motor Car
 

24 Hour Accident Coverage

 

Travel Insurance

   
  INSTITUTIONAL PRODUCTS AND SERVICES
   
  i. Life and Health Insurance
 

Group Term life Insurance

 

Group Permanent

 

Group Accident

 

Group Basic and Major Medical

 

Group Pension and Retirement

 

Group Creditors Life Insurance

 

Group HMO Coverage

   
  ii. Non-Life Insurance
  Commercial Fire and Lighting
 

Burglary, Earthquake, Typhoon and All Other Perils

 

Fleet Coverage - Motor Car

 

Group 24 Hour Accident Coverage

  Group Travel Insurance
 

Marine Cargo Insurance

 

Comprehensive General Liability

  - Food & Drink Liability (Food Poisoning)
  - Medical Payments
  - Third Party Damages
  - Valet Parking, etc.
  Bonds
  - Surety Bonds
  - Performance Bonds
  - Contractors All Risk
 

Crime Insurance

 

Personal Lines

 

Casualty Special Risk

  Financial Services
 

Marine Hull

  Aviation
  Engineering
  - Contractors All Risk
  - Erection All Risk
  - Boiler & Machinery
  - Electronic Equipment Insurance
   
  B. INVESTMENT AND FINANCIAL ADVISORY
 

Financial Planning

 

Estate Planning

 

Mortgage Loans

 

Mutual Funds

 

Commercial Papers Purchaser

 

Promissory Notes

 

Programmed Savings Programs

   
  C. TRAINING PROGRAMS AND CONSULTING SERVICES
 

Wealth Management

 

Portfolio Creation, Allocation, and Management

 

Financial Planning and Packaging

 

Strategic Management

 

Marketing Programs

  - Marketing Plans
  - Sales Skills Development
  - Sales Management
 

Attitudinal/Behavioral Change Programs

  Teambuilding Seminars
  Leadership
 

Business and Entrepreneurship

   
 
 
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